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GovBenefits.gov - Your Benefits Connection
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To view program details, select the desired program(s) and click the "View Benefit Details" button.
To check your eligibility, select the desired program(s) and click the "Determine Eligibility" button.
View Benefit Details
Determine Eligibility
Select All Program Name Program Description
  Adjustable Rate Mortgage Insurance (HUD/FHA) This program can help individuals buy a single family home in which they intend to live. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance programs.... view more
  Architectural Barriers Act Enforcement This program assists individuals subject to discrimination on the basis of disability within the domain of Federally assisted programs.... view more
  Basic FHA Loan (Home Mortgage Insurance - HUD/FHA) This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance program... view more
  Casualties, Disasters, and Theft The program offers tax relief for casualty losses that result from the destruction of, or damage to your property from any sudden, unexpected, or unusual event such as a flood, hurricane, tornado, fire, earthquake or even volcanic eruption.... view more
  Combination Mortgage Insurance for Manufactured Home and Lot This program can help you buy a manufactured home and the land for the home. The manufactured home must be your primary residence. While HUD does not lend money directly to buyers to purchase a manufact... view more
  Condominium Unit Purchase (Mortgage Insurance - HUD/FHA) This program can help individuals buy a home in a condominium development that will be their place of residence. While Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA)... view more
  Equal Opportunity in Housing The objective of this program is to support fair housing throughout the United States and provide an administrative enforcement system that is subject to judicial review.... view more
  FEMA Housing Portal The FEMA Housing Portal is intended to help individuals and families who have been displaced by a disaster find a place to live. The portal consolidates rental resources to help individuals and families find available rental units in their area. Rent... view more
  Fair Housing Initiatives Program (FHIP) Education and Outreach Initiative The purpose of the program is to develop, implement, carry out, or coordinate education and outreach programs designed to inform the public concerning rights and obligations under the Fair Housing Act. ... view more
  Fair Housing Initiatives Program (FHIP) Private Enforcement Initiative The purpose of the program is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by ... view more
  Fair Housing Initiatives and Administrative Enforcement Initiative Program The purpose of the program is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by substantially equi... view more
  Fair Housing Initiatives and Fair Housing Organizations Initiative Program The program's objective is to develop or expand the ability of existing eligible organizations to provide fair housing enforcement and to establish new fair housing enforcement organizations.... view more
  Family Violence Prevention Services Family Violence Prevention Services are available to help victims of domestic abuse and their dependents secure immediate shelter and related assistance.... view more
  Good Neighbor Next Door Sales Program If you are a law enforcement officer, firefighter, emergency medical technician, or teacher, this program may help you purchase a home in a HUD-revitalization area by offering qualified purchasers a 50% discount off the list price of homes available ... view more
  HUD Homes for Sale The purpose of the program is to sell the inventory of HUD-acquired properties in a manner that expands home ownership opportunities, which will strengthen neighborhoods and communities.... view more
  HUD Public Housing Program Public housing was established to provide decent and safe rental housing for eligible low-income families. Public housing comes in all sizes and types, from scattered single family houses to highrise apartments for elderly families.... view more
  Home Equity Conversion Mortgages The Home Equity Conversion Mortgage (HECM) program enables older homeowners to withdraw some of the equity in their home in the form of monthly payments for life or a fixed term, or in a lump sum, or through a line of credit. In addition, the HECM mo... view more
  Home Mortgage Insurance for Disaster Victims This program can help individuals purchase a new home or rebuild their house if they are victimized by a major disaster. While HUD does not lend money directly to buyers to rebuild or purchase, FHA-appr... view more
  Home and Property Disaster Loans The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to homeowners and renters located in a declared disaster area. Financial assistance is available in the form of low-inter... view more
  Homeless Veterans Reintegration Project The Homeless Veterans Reintegration Project provides employment and training services and support to help homeless veterans reenter the workforce.... view more
  Hope for Homeowners

This is a new program for people at risk of losing their home due to default and foreclosure. The program provides new, 30-year, fixed rate mortgages that are insured by the Federal Housing Administration (FHA). Homeowners having difficulty paying... view more

  Housing Choice Voucher Program (Section 8) The housing choice voucher program provides assistance to very low-income families to afford decent, safe, and sanitary housing. Housing can include single-family homes, townhouses and apartments and is not limited to units located in subsidized hous... view more
  Housing Counseling Assistance Program HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues and reverse mortgages.... view more
  Housing Finance Agencies (HFA) Risk Sharing HUD provides credit enhancement for mortgages for multifamily housing projects whose loans are underwritten, processed, serviced, and disposed of by Housing Finance Agencies (HFA). ... view more
  Indian Home Loan Guarantee Program This grant provides and operates cost-effective, decent, safe and affordable dwellings for lower income families through an authorized local Public Housing Agency (PHA).... view more
  Indian Home Loan Guarantee Program (Section 184) This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage... view more
  Indian Housing Assistance The purpose of the program is to eliminate substantially substandard Indian owned and inhabited housing for very low income eligible Indians living in approved tribal service areas.... view more
  Indian Housing Block Grants This grant provides Federal assistance for Indian tribes in a manner that recognizes the right of tribal self-governance, housing-related services such as housing counseling, self-sufficiency services, ... view more
  Individuals and Households Program – Housing Assistance After a Presidential disaster declaration is made, you may be eligible for disaster assistance, including grant assistance, from the Federal Emergency Management Agency’s (FEMA) Federal Assistance to Individuals and Households Program (IHP). After yo... view more
  Manufactured Home Loan Insurance (HUD/FHA) The Manufactured Home Loan Insurance program makes reasonable financing possible for purchasing manufactured homes.... view more
  Mortgage Insurance: Purchase of a Cooperative Housing Unit This program can help individuals buy a single family home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance program... view more
  National Housing Locator System (NHLS): Disaster Resource Locator The Disaster Resource Locator is a web-based program on the National Housing Locator System (NHLS) website that allows the public to search for HUD Regional Offices, HUD Field Offices, Public Housing Authorities, and other disaster related resources.... view more
  Non-Discrimination in Federally Assisted and Conducted Programs (On the Basis of Disability) The program is designed to prohibit discrimination on the basis of disability in programs or activities receiving Federal financial assistance. ... view more
  Non-Discrimination in Federally-Assisted Programs (On the Basis of Age) The program is designed to prohibit discrimination on the basis of age in programs or activities receiving Federal financial assistance. ... view more
  Projects for Assistance in Transition from Homelessness (PATH) The Federal grant program Projects for Assistance in Transition from Homelessness (PATH) provides assistance to individuals who are homeless and have serious mental illnesses. PATH funds are distributed... view more
  Property Improvement Loan Insurance (HUD/FHA) The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requi... view more
  Rehabilitation Mortgage Insurance (HUD/FHA) This program may help individuals finance the cost of purchasing and rehabilitating their new or existing home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders ... view more
  Rural Housing Loans Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other r... view more
  Rural Housing: Farm Labor Housing Loans and Grants The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improve, or repair housing for farm laborers, includin... view more
  Rural Housing: Housing Repair Loans and Grants The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1 perce... view more
  Rural Rental Assistance Rural Rental Assistance is used to reduce the rent paid by low-income families who live in eligible Rural Rental Housing (RRH), Rural Cooperative Housing (RCH) and Farm Labor Housing (LH) projects financed by the Rural Housing Service. To receive ass... view more
  Rural Rental Housing Low-income rental and cooperative housing is available for low-income rural residents. Listings of participating housing projects are available through each state's Rural Development office. Potential applicants must apply directly to building manage... view more
  Single Room Occupancy (SRO) Projects The Single Room Occupancy (SRO) program provides mortgage insurance for multifamily properties consisting of single-room units. ... view more
  Street Outreach Program The Street Outreach Program (SOP) provides outreach services designed to build relationships between outreach workers and street youth. The goal of these efforts is to protect young people from the dama... view more
  Support Services for Runaway and Homeless Youth-Basic Centers Basic Center Programs provide emergency shelter services to runaway and homeless youth. These programs seek to reunite young people with their families, whenever possible, or to locate appropriate alter... view more
  Transitional Living Program for Homeless Youth The Transitional Living Program provides homeless youth with stable, safe living accommodations for up to 18 months. The TLP provides services to help young people develop skills necessary to move to ... view more
  VA - Health Care - Domiciliary Care Domiciliary Residential Rehabilitation Treatment Programs care for a wide range of problems. A veteran’s needs might be in any of the following areas—
  • Medical
  • Psychiatric
  • Vocational
  • Educational
    • ... view more
  VA - Home Loan - Construction VA guarantees a percentage of the loan. This helps the veteran obtain a no-down payment mortgage at a competitive interest rate.... view more
  VA - Home Loans - Cash Out Refinance (Regular Refinance) With this program, you can refinance your current loan, whether it’s a VA-guaranteed mortgage or not.

Usually, the new loan is limited to 90% of the appraised value of the house. There are a few exceptions.... view more
  VA - Home Loans - Interest Rate Reduction Refinancing Loan VA loan guarantees are made to service members, veterans, reservists and certain qualifying unmarried surviving spouses for the refinancing of a VA home loan.... view more
  VA - Home Loans - Native American Direct Loan (NADL) Program The Native American Direct Loan Program makes home loans available to eligible Native American veterans who wish to purchase, construct, or improve a home on Federal trust land.

The home must be your primary residence.

(It’s als... view more
  VA - Home Loans - Regular Purchase VA loan guarantees are made for the purchase of homes, condominiums and manufactured homes (when they’re classified as real estate).

VA guarantees a percentage of the loan. This helps the veteran obtain a no-down payment mortgage at a competit... view more

View Benefit Details
Determine Eligibility